XPay Crypto payment infrastructure for modern merchants
B2B software platform • Non-custodial orchestration layer

Accept crypto payments with a cleaner merchant checkout and a compliant partner stack.

XPay provides checkout infrastructure, merchant APIs, transaction status orchestration, and signed webhook delivery for businesses that want to add crypto payment capabilities without rebuilding the full payment layer in-house.

API-first

Merchant integration designed for platforms, marketplaces, and modern commerce stacks.

Partner-led

Regulated services are performed by licensed providers integrated into the XPay flow.

Operational

Status tracking, webhook delivery, and merchant-side workflow visibility.

Merchant flow
1

Merchant creates a payment

XPay generates a hosted payment session and returns a checkout flow ready to use.

2

Customer chooses crypto

The checkout routes the buyer into the integrated partner flow for payment execution.

3

Licensed partners process the transaction

Verification, payment processing, conversion, and settlement are handled externally by licensed providers.

4

XPay reports status back

Merchants receive updates through the dashboard and signed webhook notifications.

Positioning

XPay operates as a software infrastructure provider for businesses. XPay does not hold customer funds, does not operate a consumer exchange, and does not perform regulated services directly.

Product

Built for merchant operations, not just payment buttons.

XPay is designed for businesses that need a more controlled merchant payment layer: checkout creation, payment state management, partner routing, webhook delivery, and operational reporting.

Hosted Checkout

A clean merchant-facing checkout experience designed to guide users into partner-managed payment and conversion flows.

Merchant API

Payment creation, transaction lookup, status monitoring, and operational events through a simple integration surface.

Webhooks & Reporting

Signed notifications and transaction state visibility for internal operations teams and merchant back offices.

Infrastructure

Software-first architecture

XPay acts as an orchestration layer between merchants and integrated partners. The platform focuses on software capabilities: APIs, checkout coordination, payment tracking, and merchant operations support.

Operations

Built for reliability

Merchant teams need more than a button. XPay is structured around payment session handling, state tracking, partner connectivity, and signed event delivery to downstream systems.

Compliance

Clear separation of roles

XPay is a business software provider. The platform is designed as a non-custodial orchestration layer and does not hold customer funds or customer crypto-assets.

Identity verification, KYC/AML controls, payment processing, fiat-to-crypto conversion, and settlement are performed by licensed third-party providers integrated into the merchant flow.

Use case clarity

What XPay is — and what it is not

  • XPay is built for merchants, platforms, and marketplaces.
  • XPay is not a retail exchange, broker, or custody wallet service.
  • XPay provides software infrastructure and merchant operational tooling.
  • Regulated services are delivered through licensed integration partners.
Contact

Business contact

Business name: XPay

Use case: Crypto payment infrastructure for merchants and marketplaces.

General: contact@xpays.app

Support: support@xpays.app

Legal: legal@xpays.app

Reviewer note

Website disclosure

This website is intended to clearly describe XPay’s role as a software-only provider. The platform does not hold customer funds or provide regulated services directly. Licensed third-party providers handle verification, payment processing, conversion, and settlement.